Facts About Life Insurance
Every 1,000 Indonesians, 8 of them are affected by stroke. Stroke is the leading cause of death at all ages, with a proportion of 15.4 percent. Every 7 people who died in Indonesia, 1 of them due to stroke. ( Ministry of Health of the Republic of Indonesia, 2011 ).
Death from non-communicable diseases increased to 59.5 percent in 2007, from 41.7 percent in 1995. ( Health Minister Endang Rahayu Sedyaningsih, 2011 ).
10 causes of death in Indonesia according to World Health Organization (2002) survey are coronary heart disease, tuberculosis, vascular disorders, respiratory diseases, newborn disease, lung disease, traffic accidents, diabetes mellitus, high blood pressure, diarrhea.
Healthcare costs in Indonesia have increased by 10 to 14 percent in the last three years (T owers Watson 2011 Global Medical Trends ).
The average family income set aside to save only 18 percent, while for insurance only 10 percent. In fact, the cost of treatment each year continues to increase. ( AIA Financial protection gap survey in collaboration with MarkPlus Insight, 2011 ).
The gap of death protection in Indonesia increased by an average of 11 percent per year ( Swiss Re Mortality Protection Gap: Asia-Pacific 2011 ).
The number of insurance policyholders in Indonesia to date reaches 63 million. Consisting of 10 million individual policy holders and 53 million joint policyholders. (Association of Indonesian Life Insurance (AAJI) 2012).