Why Husband Needs Life Insurance
Around the beginning of this year 2012, I occupy a new home in a fairly nice and comfortable housing cluster. Well, at that time happened to my neighbor there is a couple husband and 3 of his new heart will also occupy his new house, but a few weeks later it turns out the new house is not live but directly renovated by my beloved husband, When I met the father, that this house he bought for his beloved wife second home after the first house and all on behalf of the wife he said so he immediately major renovation at once to live in their old age.
The father is about 45 years old and the mother is also not far apart, about one month walk home renovation 2 floors finished and I met this Mr. back while chatting and wondering how many packs for this renovation? one hundred and fifty million Dik, answer the father.
Then after chatting about many things and including me ask this Bapak whether already have a life insurance policy pack? if you have not at least have to have a pack, at the end of this conversation asked for permission to go home because of complaining swollen gums pain and slightly make it a fever.
One week later I heard my neighbor's father was hospitalized and treated there, for several months and moved to another hospital but the pain in his neck and swollen gums did not heal as well. Until finally in the known disease of this father, was already in the verdict by a doctor suffering from stage 4 cancer in the neck and finally decided to transfer to Dharmais Cancer Hospital, lapse of one week running the Father had been on the call of the POWER.
Long story short after all the funeral is done 1 month later I stop by where the mother who look so still sad in living beloved husband that so Suddenly, this Mom told long story about the burden of her life now. In addition to sad in the stay of the father, he also inevitably, have to bear the burden itself all the needs of his children , which he complained again cash funds have been mostly used for home renovation, while the mortgage is still running because this house in the bank on behalf the mother is not you. The Mother looks very confused what to do, until the end of the conversation the mother asked for help to sell her new home if someone is interested.
From this story I personally take the important lesson, that financial planning is very necessary to live this life. And life insurance is also one tool to protect our assets. If we pull back this story at that time the father when offered take life insurance with sufficient Sum Assured about the Mother Will confusion like now is not?
That is the function of life insurance, insurance is not useful when nothing happens but like a gold umbrella for the mother if we refer to the events above.
Congratulations to choose life insurance for beloved husband, tell this beloved husband to our children someday my husband